Insurance Denials

Insurance policies protect you, your family, and your assets from harm by covering loss of life or health and theft, fire, water or other damage. However, insurers can fail to evaluate claims fairly and quickly reject requests without fully understanding them, often with disastrous consequences. If you’re the beneficiary of a life insurance policy and the insurance company has denied or delayed your claims, you should have a lawyer review the policy and explain your legal options.

We understand how frustrating it can be to pursue insurance claims during a stressful time. At Lam Legal, our qualified insurance denial lawyers have the experience to defend your interests and get you the coverage you deserve.

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At Lam Legal, we’re committed to helping our clients receive maximum compensation in the following areas:

Fire Claims

Fire harms your property and can seriously set you back financially. Insurance adjusters frequently fail to see the full scope of the damage and will work to reduce your claim to save the insurance provider money. They may even assert that you started the fire in order to obtain payment. Our insurance litigation lawyers will defend your rights in fire claims and ensure you get proper compensation.

Motor Vehicle Accident Claims

Dealing with an insurance company is the last thing you want to spend time and energy doing if you’ve been critically injured in a vehicle accident. Insurance providers often strive to give you the least amount of money for your claim and, in some cases, nothing at all. Our experienced personal injury lawyers will ensure you get the compensation you’re entitled to.

Long-Term Disability Claims

As an employee, long-term disability insurance is designed to protect you, your family and your income if you cannot work due to illness or injury. Unfortunately, your insurance company can delay or deny your benefits. Our skilled and sympathetic long-term disability lawyers will handle the complexities and make sure you receive your insurance benefits.

Life Insurance Claims

After a loved one passes away, you can make a life insurance claim if they were insured. In addition to the emotional anguish of losing a loved one, you must also cope with the costs of the funeral and burial as well as hospital and medical fees. Our lawyers will fight to obtain full and just compensation for the financial damages incurred from the death of your loved one.

Health Claims

Health insurance makes medical care more accessible, and ensures decreased mortality, better health and increased productivity. These claims involve requesting direct payment or reimbursement from your health insurance provider for your medical services. Health insurance companies may reject claims for a variety of reasons. Our lawyers have experience representing clients with similar cases and are committed to helping you understand your rights throughout the process.

Theft Claims

After a burglary, you may find yourself dealing with matters like making repairs, changing locks, locating lost valuables and making an insurance claim. Theft is covered under the personal property protection section of your homeowners’ insurance. Our lawyers at Lam Legal will review your policy and ensure you understand your personal property limits, which are set as a percentage of your coverage, to ascertain how much compensation you will receive.

Are You Looking for an Insurance Denial Lawyer in Vancouver?

If you’re involved in an insurance denial dispute, contact us at Lam Legal. Our experienced lawyers will secure a fair settlement for your claim.

Call us today at 604.239.0529 or visit our head office in Fairview, Vancouver, for an in-person appointment.

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